When the other driver doesn't have insurance

By: Angie Zinzilieta, Partner
 
Don’t be in the dark when it comes to uninsured motorist claims.  In Illinois, uninsured and underinsured motorist coverage is required by law.  This is something YOU pay for under YOUR insurance policy.  What does that mean?  If you’re involved in a crash and the other driver doesn’t have insurance, YOUR insurance company is supposed to kick in.  Again, this is coverage YOU have paid for.
 
This doesn’t mean that your insurance company will pony up your policy, however.  Your insurance company may only pay a small part of your policy or nothing at all.  This is not uncommon.  If you and your insurance company do not agree, then you’ll be forced into a mandatory arbitration.  The big insurance companies have a team on their side.  Don’t go it alone.  Let us be YOUR team.  Let us fight for YOU.  Your success is our goal.