Myth No. 5 - You are better off dealing directly with the insurance company - Five Myths About Lawsuits

By Angie Zinzilieta

​This myth is perhaps the most unfortunate piece of advice I’ve heard.  I tell prospective clients all the time: “Even if you choose not to hire our firm, please look into hiring a lawyer to help and protect you.” 

Insurance companies are for-profit corporations.   There is nothing wrong with wanting to make money.  The problems start when money becomes the focus and goal.  “For the love of money is the root of all evil.”  An insurance company’s goal is to make money.  It does that by offering the lowest settlement amount possible or denying liability altogether. 

The same can be said for your OWN insurance company.  Do no rely on your insurance company to protect your interests.  We have worked on several cases where insurance companies try to employ tactics to avoid paying compensation and protecting their insureds.  In fact (and unfortunately), our office has filed, settled, and won numerous “bad faith insurance” cases for this very reason.  Many times, our clients’ own insurance companies refuse to pay for necessary medical treatment, rental cars, etc.
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Ever wonder how insurance companies can afford those prime-time commercial slots, celebrity spokesmen, and having sports arenas named after them?  The answer is clear.  Protect yourself.  Even if you choose another firm, please hire a lawyer to protect your rights.